Financial Information
Question about changing jobs and health insurance?
I plan to change jobs soon. I am a director of primary database. The problem is that my daughter has chronic health problems. Good health insurance is not Option.Wie I know if my insurance company will be good news and not a problem with this pre-existing condition? Thank you
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#3 written by Dreamer 1 year ago
i guess easier way of finding this out will be calling the HR dept of the new company you are going to work for and get the detail health insurance information. and to double check, call the insurance company and your daughter’s medical personnels up and have them verify the insurance benefit for you.
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#4 written by nowhereuare 1 year ago
Find out the plan that you are moving to and call them. This can usually be accomplished by calling the HR Department and asking them to supply you with the name. If someone asks about the policy in my office, I give them a one page explanation that includes a phone number if they have questions. My company does not hold a pre existing condition against a person.
I think you can also access Cobra for a few months to fill in the gaps. You’ll have to pay for it, but you should be able to use it as a bridge until your new insurance kicks in. In my company, there is a 30 day waiting period.
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If you’ve had continuous coverage, HIPPA laws prevent them from not covering pre-existing conditions.