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What are the benefits of a debit card?

Can you list five or more about the benefits of a debit card, how secure his appointment. . . . etcIch do not want a credit card, compared to only a list of reasons why a debit card is a good alternative to BargeldIch ask this because I really want one and when my father asked me why I need? I am a bit stuck from there and I can not think! I have reasons, but I need some good solid products, PLEASE

Benefits Card Debit

This entry was posted by admin on July 26, 2010 at 3:30 am, and is filed under Credit. Follow any responses to this post through RSS 2.0.You can leave a response or trackback from your own site.

Comments (5)
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#1 written by Carlos 1 year ago

1- Its safer then cash (theft)
2- You can buy things online
3- Chase debit card can earn cash back or points (annual fee but pays off if you use it instead of cash)
4- You can track your purchases online and track your spendings
5- You cant get in to debt if you don’t allow overdraft (spending more then what you have)

the bad thing about debit cards is that they don’t build up credit

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#2 written by Mike 1 year ago

if you have a DEBIT card, it means you only spend the money that you have. not like a credit card where you buy shit loads, find yourself in debt and then your screwed.

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#3 written by Tran Nguyen 1 year ago

Debit cards are much more safer, you don’t have to pay tax (i think) and you’re basically using your own saving account so if you go over, there is really no worry. But credit cards you have to pay tax and if you go over you have to pay all the money back, with intrest.
Say if you are stuck in the City with no money, you can rely on your debit card to withdraw some money so you can get home safely.
I think that debit cards is like a back-up of your money. If you run out you can always rely on your debit card.

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#4 written by JIM 1 year ago

Not sure where you are, but here in England it is not possible to have a debit card without a bank account. The debit card serves as an electronic check book – you pay for something with your debit card and the funds are automatically taken from your bank account.
A card that you put money on (without having a bank account) is actually a prepaid credit card.

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#5 written by Jimmmminy 1 year ago

Well, ask yourself why you want one in the first place. If you need a debit card rather than cash, there must be a reason? If so, there’s your answer.

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What are the benefits of a debit card?

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July 2010

What are the benefits of a debit card?

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July 2010

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