DIY

affect your cost of home insurance claims. During the holiday weekend organizing, many proud owners of home improvements do-it-yourself adding the fight against the value of their property, can alert the insurer that can most ambitious DIY projects by late causing damage that costs thousands of pounds so brought.

According to insurer Zurich, almost one in six homeowners, DIY reportedly appealed to experts to have to correct their mistakes. A third of those who were to use the professional help needed simply trying to cash by Home Improvements escape, but their best intentions cost them more in the long term.

Steve Gilbert, director of technical underwriting Zurich, said: “Doing it yourself can be a great success, but we would like all DIY novices that they can often endanger themselves and their property Remember, if you are unsure, always call a professional.

“It’s a good idea to call your insurer to make sure that you covered in case the DIY are going badly, and ensure that no structural change will not void the policy.

“If you live in a new home, you must also ensure that all the work you do, no matter how important is it can not guarantee the ineffectiveness of the building have the property. “

The growing popularity of renovation shows on television led to believe some people they can do anything,” said Debra Williams, managing director of the portal site Confused. Com. ” br />
You added: “A beautiful modern bathroom is the desire of many homeowners and can add value to home. However, the installation of a bathroom is a task complex, which should really be left to a plumber.

“You must tell your insurer of any change, however minor, may withdraw funds from your insurer compromise. For example, adding a bathroom in your room is like an extra room – as you have already contacted your insurance company about the number of bedrooms on your property, do not tell them the change in them the foundation of a payout would be refused. The insurance premium may increase temporarily, but it’s a small price to pay to fall in the case of a leak badly equipped bathroom. “

Water damage can be extremely costly to repair. Leaks in bathrooms and kitchens are one of the biggest areas to meet household needs, come with average cost of £ 2,000. With an average house with an amazing half a tonne of water per day, perhaps it’s no surprise how much damage, if your bathroom shower or a leak.

According to Norwich Union, the largest insurer in the country, one of the main areas of concern, plumbing joints and try not own plumbing technical jobs are often to blame. A leak can often go unnoticed for weeks, until a fix appears wet or water began seeping into the room. If Not Now, water can seep through walls and floors treated with the devastating effects of a home.

Paul Engledow, household underwriter for Norwich Union, said: “Check it related to protection your bathroom or shower, and check the seals around the tile, but do not try to remove or drain line to investigate the mysterious wet spots will be solved as a false move could literally the low ceiling. Always call a qualified plumber for help. “

Water damage is a standard in both buildings and contents insurance covered, but the standard household insurance does not cover the cost of repairing faulty equipment or a pipe or tank of water leaked in the first place. Be aware that some government policies do not cover you for leaks if you leave your home unoccupied for more than 30 or 60 days in a row.