Question : Is it possible to obtain a REAL reduction in ALL debt, or a REAL personal consolidation loan?
Is it really possible to reduce ALL debt? Or to obtain a REAL personal consolidation LOAN without having a large amount of home equity?

I am already in a Debt Management Program, that does not leave me enough money to even put gas in my car or food on the table. I am still searching for another full-time job in addition to the 8-10 hours a day I already work.
debt reduction loan

Best answer:

Answer by freddy
You may want to consider filing for Bankruptcy. This will damage your credit rating, but it will get you out of debt.

Consult a Bankruptcy trustee in your area for all details.