Financial Information
A Survival Guide to Debt: How to Overcome Tough Times & Restore Your Financial Health
- ISBN13: 9781929774708
- Condition: New
- Notes: BUY WITH CONFIDENCE, Over one million books sold! 98% Positive feedback. Compare our books, prices and service to the competition. 100% Satisfaction Guaranteed
Paying bills with credit cards? Cringing every time the phone rings? Avoiding a stack of mail from your credit card company? Have you given up hope that you will ever recover from your desperate financial situation? Don’t despair. Just open this book and discover the simple steps that will allow you to take control of your finances and your life.
As president of a nonprofit debt education organization, Mitchell L. Allen has helped thousands of individuals overcome tough economic times. And he can show you how to spot the warning signs of financial distress, make smart decisions to find a path out of the woods, and manage the emotional stress of a financial meltdown. A Survival Guide to Debt offers comprehensive coverage of all of your options for dealing with debt in a simple, guidebook format designed to empower you to make the best decisions for you. Allen explains
- Options for solving your debt problems on your own
- Clear tips for negotiating with creditors
- How to find professionals who can help
- The facts and myths and pros and cons of bankruptcy
- Detailed descriptions of chapter 7 and chapter 13 bankruptcy
- How to live without relying on credit
- How to emerge from the woods and build a financially secure life
This book will give you the hope and the practical advice you need to move from debt-induced insanity to emotional and financial security. Whether you are heavily in debt, face repossession or foreclosure, or are considering bankruptcy, this book will provide the information you need to restore your financial health and regain peace of mind.
Rating: 
(out of 8 reviews)
List Price: $ 14.95
Price: $ 4.85
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#2 written by Gilbert J. Bradshaw 1 year ago
Review by Gilbert J. Bradshaw for A Survival Guide to Debt: How to Overcome Tough Times & Restore Your Financial Health
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I am a bankruptcy attorney and people always ask me questions about how to debt consolidate, negotiate, and everything else. To be honest, since I do corporate bankruptcy its a completely different animal. This book is a one-stop guide to wading through pre-bankruptcy planning, debt consolidations, arbitrations, etc. The most important thing is that if you go to the website there is a list of credit counseling agencies and debt negotiation/arbitration agencies that are reputable.Reading this book prepared me to deal better with my friends’ questions about personal finances and personal bankruptcy.
His explanation of the bankruptcy process was great. As an attorney I didn’t find any issues with his presentation. Most importantly I thought his chapter on your mindset and always trying to find ways to save money is one of the most important parts of the entire process.
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#3 written by Christopher Tracey 1 year ago
Review by Christopher Tracey for A Survival Guide to Debt: How to Overcome Tough Times & Restore Your Financial Health
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Very easy to read book with great strategies for getting out of debt. This book doesn’t advocate one particular method, it gives you all of the information from a neutral perspective so that you can make your own informed financial decisions. The book is best for people who are in serious financial trouble and are looking for solutions for their financial problems. Also, there is a great section talking about how you are not your debt. I highly reccommend this book! -
#4 written by R. T. Beard 1 year ago
Review by R. T. Beard for A Survival Guide to Debt: How to Overcome Tough Times & Restore Your Financial Health
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The book helped me to see that I am not my debt. It gave me the knowledge I needed to begin getting out of debt. A must read if you are having financial problems. Mitchell Allen understands how debt can cripple you, and has been in the trenches helping people learn how to deal with their finances. -
#5 written by Reader Views 1 year ago
Review by Reader Views for A Survival Guide to Debt: How to Overcome Tough Times & Restore Your Financial Health
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Reviewed by William Phenn for Reader Views (08/09)Bankruptcy, foreclosure, it’s not the end of the world. Not if you listen to the author of “A Survival Guide to Debt.” Mitchell Allen takes you through the three parts of his 275 page book in a very direct and easy to understand manner. He writes with clarity and understanding so that you don’t have to be an Accountant or Lawyer to grasp what he is saying.
Even before you get to the first chapter, the introduction will hit home with many people. From the beginning in part I, “When the Wolf is at the Door,” Mitchell explains what to do when the creditors call. How to respond to payment demands, what to say and when to say it. He shows you a very precise example in his book on what to say in a “Cease-and-desist” letter. Mitchell even has a personal net worth survey to help you find your Assets and Liabilities. The first part continues with explanations on how to get professional help. When you can’t resolve the problem on your own or when the creditors are scaring you to death, Mitchell suggests places to go to get help. He concludes this chapter with a debtors legal rights, he informs you of what you can and cannot do and what your creditor can and cannot do. Here, you will find an explanation of credit scores and even a sample of a “Credit Dispute” letter.
Part II brings us into Bankruptcy. Well, not “Us” as such but you know what I mean. Mitchell presents a complete tutorial on what, when, and how to file bankruptcy. He devotes the whole of part II to this very important aspect of the debt dilemma. He even goes as far as to give you the website for the U.S. Bankruptcy Code, so that you may be a well educated individual if you opt to go this route.
Part III and the final third, of this three part book is the rebuilding process. The author shows you how to rebuild after the devastating bankruptcy. He gives tips and suggestions on “Personality, Attitude and Money” along with such things as how to rebuild your credit score, what to watch out for in the way of credit and credit cards. What to do and how to do it when it comes to applying for credit and a host of other very useful and informative tips. Mitchell concludes his highly informative text with pages of helpful websites; where you can go and find all the answers to most all the questions that you would want answers too.
Mitchell Allen’s survival guide is a well written, intelligently presented, reference book that needs to be in every ones library. I gave it my highest ranking of an A+ and it is well deserved. “A Survival Guide to Debt” is a must read for anyone that has credit, in debt or even as much as just thinking of getting a credit card. Read, “A Survival Guide to Debt” before you apply for one, you may not even want it!
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Review by Midwest Book Review for A Survival Guide to Debt: How to Overcome Tough Times & Restore Your Financial Health
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Debt takes as much of a toll on one’s nerves as it does on one’s bank account. “A Survival Guide to Debt: How to Overcome Tough Times & Restore Your Financial Health” is a guide for those who are in debt over their heads and are confounded on how to survive the crisis. With plenty of tips for fighting off debt on one’s own power, dealing with collections agencies, considering different types of bankruptcy, and more, “A Survival Guide to Debt” may be just what the financially challenged need to find their way out of the financial hole.