Financial Information
Employer’s health insurance coverage is limited & have many exclusions. Is it possible to get add on coverage?
Question : Employer’s health insurance coverage is limited & have many exclusions. Is it possible to get add on coverage?
My employer’s health insurance is too limited and there are too many exclusions. Is there any way I can get additional coverage on top of that? If yes, what is the best way?
health insurance coverage
Best answer:
Answer by flatbushsam
Insurance companies are always happy to sell you products. Call the company directly, or get an insurance broker to help.
You could get some add on coverage, but it will probably be expensive and pretty limited as well. Here are a couple ideas:
1. Do you have a spouse? It can be cheaper to dump your insurance and just go as an add-on to his/hers.
2. Some employers (I’ve seen this happen more than once) will give you a credit, say $ 100 or $ 150 per month, if you go and buy your own plan. So you could get a private high-deductble plan that you’re happy with, and because you save your employer money, they would provide you a monthly credit in your paycheck. Worth a shot.
More at healthharbor.com.