Question : Are all Credit Card Debt Reduction programs scams?
My close friend has massive credit card debt and is experiencing considerable financial difficulty. I repeatedly encounter ads leading me to infer that the federal government has passed legislation whereby stimulus money is available to pay up to 50% of credit card debt. Two sites in particular are http://www.us-gov-creditrelief.info/ and http://www.creditreliefact.com/.

I am inclined to strongly recommend this program to her, but she tells me she has explored several avenues that have all turned out to be scams. So I simply need authoritative and trustworthy information on government plans.

Is there, in fact, a government plan to pay down credit card debt for troubled private citizens, or are such suggestions all scams?

If there are such government plans, how should my friend proceed to utilize them?
credit card debt reduction

Best answer:

Answer by Daniel Berger
Not all credit debt repair sites are scams it is important for your friend to ask on their procedures, and try to find a match with her credit provider.
I had a case about 8 months ago where i recommended the customer to conference between the Credit union and the site in this case it worked.