Question : Purchasing Life Insurance with medical history problems?
I need a small at least term life insurance policy becasue I have no assests and know my children can not afford my burial etc.. However I have had and do have numerous medical problems which means I will either get denied or rated so high I may not be able to afford it.. Any suggestions or where to start.. Thanks
no medical life insurance

Best answer:

Answer by Larry B
Check with some of you local l veterans organizations. They all have some type of life insurance policies that they offer their membership.

All offer a $ 1000 accidental death policy as part of the annual membership dues,. Normally this policy is not worth the paper its written on as it only covers accidental death.

Some organizations will offer a term policy that pays a percentage of the death benefit. for example if you purchase a 10,.000 policy, it would only pay 1000 if you died within the lst year or two. Normally this type of policy does not require a medical examination.

If you are still employed, youir employee may offer some type of life insurance benefits.

Good Luck.