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Negative amortization is a mortgage term describing property values that go down, while interest rates climb; they can be solved by refinancing a mortgage. Avoid negative amortization on a home mortgage withtips from a registered financial consultant in this free video on finance and investment. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace. Filmmaker: Reel Media LLC