Question : American Income Partners Co-pay Discount/Life Insurance?
I know this has been asked before but there wasn’t any good information given about it.

I recently joined AILife’s Co-py discount program as well as signed up for their accidental life insurance. I do not work for them.

Is this really worth it? I don’t pay anything for the discount program so I’m not losing anything but we pay almost $ 40 a month for the life insurance.
I am 20 years old and healthy and it is not term life insurance. It’s renewable until I am 70 and it is for accidental death only.
discount life insurance

Best answer:

Answer by mbrcatz
The ONLY way you can know, is by comparison shopping. $ 40 a month for life insurance is $ 480 a year. Depending on your age and health and the coverage amount, that could be very good or very bad.

If you’re 30 and healthy, $ 480 of 20 year term coverage would get you about $ 750,000 coverage.

If you’re 75, it would get you about $ 5,000 of guaranteed issue whole life.