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How do I find out who the beneficiaries are on my husband’s life insurance policies and share savings account?
Question : How do I find out who the beneficiaries are on my husband’s life insurance policies and share savings account?
My husband tends to hide bank accounts and such. How do I find out who the beneficiaries are on his life insurance policies, his hidden accounts and share saving accounts I am not allowed access. I am only allowed access to our joint bank and saving accounts and he transfers money to his hidden accounts from our joint accounts every payday. Because of this, I do not trust him and this makes me wonder where I stand with life insurance policies since I don’t work because of domestic abuse issues (anxiety and depression) and unstable lifestyle for the last 13 years. He has two other children from a previous marriage and it is obvious they are more important than my son and I. I live in NC, is there any laws on what the spouse is entitled if he died? I have no family here, and because I have lost trust with them because of him, they refuse to help me. My name is on the deed of the house but he has new cars and credit card bills that are high. Any information would be helpful.
For one, for you jerks out there calling selfish, greedy, looney, I agree his other kids should get half, but he is spiteful and abusive and would leave my son and I high and dry on purpose, that is how he is. And as a far as talking to him, that is out of the question, done did that, he makes excuses and refuses to show me anything. Besides that he is the biggest liar I have ever known. Put the evidence in his face and he still lies.
savings bank life insurance
Best answer:
Answer by maryannmccarthy2003
Seek the advice of an attorney on this one. Good luck!
Mary in Camden, MI.
PS~
PLEASE read my post, very disturbing stuff that Yahoo is allowing.
http://answers.yahoo.com/question/index;_ylt=AoFGU0BKOwPI2wpn1_tDEbfsy6IX;_ylv=3?qid=20080715212306AAE1v5Q
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#2 written by Chris 1 year ago
U can ask him to get insurance for the debts which is normally a fair price. When my wife died the loans, and car loans were paid off.
As for insurance and bank accounts, you can’t find out!!! But he can tell you.
I learned that the person just write down a name, but for the most part he bank doesn’t take any effort to track down he beneficiary, so be warned that you need to know.
In common law states money made from work during marriage is shared, and if he put that in another account it’s half yours. However, the reality is that unless he has a lot of money it’s not wort the lawyer fees to fight battles to get to this if he dies.
This goes both ways, and many women do he same to men, so my advice is to just talk to him about his accounts so that you know why he separates the money. Of course his 2 children mean the world to him and you really need to get over that, because it’s not abus that you are depressed and a drama queen. He’s suppose to think of his children and in many states is required too, including insurance.
If you were remarried I’m sure you would be sure to care for your new husband and children, but would take efforts to protect your child (the previous marriage) was financially protected.
Here’s a story, my wife died of cancer and every year I send him a birthday and christmas gift, and my wife (who’s parents lived with us) complained I sent him money (like I care more about him than her), and I said, “If you die of cancer I promise to send our parents a christmas and birthday gift”. It shut her up but to be honest she doesn’t get it, just like you don’t, because the problem is that you are greedy and selfish and you don’t respect other people.
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Instead of going behind his back, because it may seem easy at the time. Just work up the courage to ask him, you don’t need to go into detail. It’s that simple! It’s only a question, what harm can it cause. You shouldn’t be afraid of your spouce. What doesn’t kill you only makes you a stronger person! Listen to me when I say to let it go! Don’t worry about a thing because every little things ganna be allright! I don’t know you but I care about you enouph to say, get some help for your anxiety and depression. That is the most important thing that you should be getting answers and help for! You have yourself and your baby to look after now. Don’t give up! God is real and he loves you very much! Take care of yourself and your son! Start yourself on a new slate, pick up your feet and take small steps. Get out of the house first and get some sun because the sun rays actualy help you over come the feelings of depression. Then when your comfortable enouph, you get a job. After that, walk a little more each day and count the steps you take as you start bouncing back. You will start feeling more confident. To aleveate stress pick up kick boxing, swimming lessons. Finaly a self defence cource, preferably (krav Maga). Be careful and print this out to keep you motivated or copy it and paste it to save it on a document for yourself to keep refering back to. If you want to feel better, heed my words! Then go from there! GOD BLESS!