Question : CARGO VAN COMMERCIAL INSURANCE?
Hi…I have a remodeling business and I’m paying $ 1800 a year to insure my cargo van commercially. I also have a car for which I’m paying only $ 600 a year to insure it. I tend to drive my car 3 times as much as my van
I think I’m being robbed with the commercial insurance.
Does this sounds right for a commercial insurance or I’m paying too much?, If the price sounds right…can someone give me a few good reasons why an insurance company would charge this much?…besides being greedy. I also would like to know what a fair rate would be.
Please…Help me out here, I feel that I’m working for the insurance. company.
Thank you very much.
cargo insurance

Best answer:

Answer by mbrcatz
No way of knowing, it’s going to depend on which coverages are on which policy.

One thing I’d recommend checking, is how that cargo van is classified. The cheapest rate, is SERVICE use. But if it’s really service use, it’s probably cheaper to insure it in your personal name.