Financial Information
DEFAULT !!! Escaping the Debt Trap and Avoiding Bankruptcy
unsecured debt settlement
This is an overview of my detailed non-fiction book, in which I describe the exact process by which I represented us in court without having to hire an attorney, defeated a credit card collections attorney, forced him to voluntarily dismiss his case against us, and avoided the collection of over 000 in alleged credit card debt. This victory enabled us to completely avoid bankruptcy. Our State’s Statute of Limitations for unsecured debt has now passed, so we can no longer be sued… UNLESS we negotiate and settle with the alleged creditors. ANY new activity on the alleged credit card account(s) would start the 4 year Statute of Limitations over again at the BEGINNING so that we could be sued again. The debt collectors NEVER tell you about that when they make their tempting settlement offers through the mails and over the telephone. I’m sure they hope that we will all be unaware of this fact… and fall right back into their trap. ISBN: 978-0-557-06620-9 stores.lulu.com search.barnesandnoble.com www.amazon.com
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#3 written by HurricaneHeidi 1 year ago
Oh no… no time left for you to learn how to legally and correctly defend yourself. My book is relatively inexpensive (less than $20 and discounted on Amazon & Barnes & Noble). It incorporates what it cost me $220 to learn – namely the how-to info I gained from “The Works” offered at: jurisdictionary (.) com – which teaches the entire lawsuit process and how to respond correctly to each aspect of it without hiring a lawyer. I cant give specific legal advice, I can only show you what I did.
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#4 written by HurricaneHeidi 1 year ago
After learning how I defended myself, and learning what jurisdictionary teaches, you can apply it to your own situation.
My best advice under the circumstances, without knowing the nature of the lawsuit or your situation, is:
DO NOT prove their case for them. DO NOT agree to their allegation that you incurred the debt. DO NOT discuss using the credit card or applying for the account. Make ‘em prove you applied 4 & used the account. The Burden of Proof is on them. ABOVE ALL DO NOT LIE.
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#5 written by HurricaneHeidi 1 year ago
DO NOT COMMIT PERJURY.
I was warned by others who have been through this not to put myself in a position to be asked by the judge or the plaintiff’s attorney: “Did you use the credit (or loan)”. Others claim they responded with, “I don’t remember”, or “I don’t know”. If that happens to be the truth, it is an honest response.
I filed a motion to require production of documents – the signed application/agreement between me and the Plaintiff, to prove their claim. They could not do it.
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#6 written by HurricaneHeidi 1 year ago
I legally, honestly, and without committing perjury, boxed them into a corner and they dismissed their case because they could not prove it. My book shows you exactly how I did that.
Only you can decide if my techniques would work for you in your own situation. But by learning what others have done successfully, you can take steps to protect yourself and avoid being set-up by the creditors and collectors. They WILL try to trick you and take advantage of anything you don’t know.
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#7 written by UTub8989 1 year ago
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#9 written by MopDMTBARTL 1 year ago
The Vatican-Pope-Jesuits-illuminati run the world. they have all the judges, attorneys, doctors, major corporations, etc. all in their back pocket. bought & paid for, etc. our country is no longer free -we live in tyranny! truth an obscure thing, Oppression & lie is the norm. Were all slaves- our masters, the elite, r at least 50 years ahead of us in knowledge, technology, info., secrets & r using all of it against us!
Go here:
truthknowledge. comSpread it! Time is running out!
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#11 written by HurricaneHeidi 1 year ago
“The money power preys on the nation in times of peace, and conspires against it in times of adversity. It is more despotic than monarchy, more insolent than autocracy, more selfish than bureaucracy. It denounces, as public enemies, all who question its methods or throw light upon its crimes.” – Abraham Lincoln
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#13 written by HurricaneHeidi 1 year ago
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#18 written by HurricaneHeidi 1 year ago
@EFISHANT – Most of the bullshit articles on the internet are designed to get you to pay for some bogus “debt elimination” program that promises you won’t get sued. No one can promise that. Anyone who says that is a liar.
I got sued and I had to learn to defend myself.
After I won I decided to tell other people exactly what I went through and how I managed to defeat the collections attorney.
Concentrate on making THEM prove THEIR case. I show you word-for-word EXACTLY how I did it.
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#19 written by HurricaneHeidi 1 year ago
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#20 written by imigrantpunk 1 year ago
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#21 written by HurricaneHeidi 1 year ago
@imigrantpunk – I’m glad you asked these two important questions.
FIRST – NO – I have never defaulted on a house mortgage. A home mortgage is a SECURED loan – meaning that the lender has recourse built right into the loan contract to TAKE your house if you default on the mortgage. This is called “collateral” – the house is collateral for the loan, and the lender can claim it if you default. NEVER default on secured debt. -
#22 written by HurricaneHeidi 1 year ago
@imigrantpunk – As to your next question – yes, the default on 94K did trash my credit score and would have inhibited my ability to borrow money if I had tried to borrow any money again after that.
I kept my Credit Union credit card, and I have kept up with the payments on it. I consider credit unions to be honest lenders that do not create money out of thin air. They actually lend a % of their depositors’ savings to other members. I would NEVER stiff the other CU members.
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#23 written by HurricaneHeidi 1 year ago
@HurricaneHeidi – I consider defaulting and leaving behind all that debt and learning to function without borrowing money a financial version of going to rehab.
I have been de-toxed … and I have broken the bad (and addictive) habit of depending upon credit for my everyday needs.
Bear in mind that becoming “hooked” on using credit is exactly what the evil credit industry hopes we will all do. Get out of the trap. If I can do it, you can do it!
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#25 written by HurricaneHeidi 1 year ago
@videofox4u – It depends upon the Canadian State’s Rules of Civil Procedure, if that’s what Canadian lawmakers call them.
USA Rules of Civil Procedure are mentioned in my book. Each State has its own rules, and they sometimes differ from each other. You need to do your research pertaining to where you live in Canada, and where the collection lawsuit has been filed.
GENERALLY SPEAKING, my defense technique is to force collectors to prove their case; produce the signed application/contract.
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I love the colors this video has