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The mortgage interest rate is a constantly fluctuating rate the is based on a benchmark set up by the US Treasury on prevailing interest rates. Keeping up with current interest rates is difficult because of the constant change but the process can be figured out easier withtips from a registered financial consultant in this free video on finance and investment. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace. Filmmaker: Reel Media LLC