Fort Lauderdale, FL (openPR) 9 August 2006

â? College students are coupons.â the No. 1 target of banks, credit cards with incentives such as free T-shirts, movie tickets and shopping? Said Howard Dvorkin, MBA, president and founder of Consolidated Credit PCA, a non-profit credit counseling organization. Some universities have banned credit card operators from campus. They invite other since college income kick-back of the card issuer.

The new generation of adults do not show much promise in the field of financial responsibility. The latest available statistics show that people make at age 25 to 34 of the second-highest growth rate of filing for bankruptcy. â? Students can not cope with the consequences of credit card debt great law school or even five minutes later, six years, â? Dvorkin continued.

Group offers the following tips:

Credit as an investment in your future NE. Credit as-is building a good credit, so you get a job, a car and a house.
Examine your bill without delay. This allows you to pay on time and protects you from identity theft and unauthorized charges.
DO order your credit report. Your credit card is your financial report. It must be precise so that you apply for loans from other car or condo.
Do not apply for more credit cards if you have balances on others.
Do not feel pressure to get a credit card if you do not want. “No” to manufacturers.
Do not pay your bills late it affect the credit score drastically.
Not spend more than you can afford. A credit card is not a game of money is a loan with an obligation to repay.
Do not ignore signs of trouble. If you pay only the minimum, pay late or cash advances for living expenses, you in the loan as a “danger zone”.
Do not give your card number, to be aware of identity thieves and fraudsters.
Jump to

www.ConsolidatedCredit.org for more information and guidance on budgeting.

contact:

April Lewis-Parks or 1-800-728-3632 ext 9344

Consolidated Credit Counseling Services, Inc., a 501 (c) (3) nonprofit organization. Since its founding in 1993, provided that educational assistance and budget planning in the United States. Consolidated is ISO 9001 certified and accepted worldwide.


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