Question : What does this mean is it good or bad?
My husband and I went to a non profit debt management to get our credit
right, and in the paper work I noticed it said….

Housing to Income Ratio:~~~~Gross 149.75% Net 34.23%
Debt to Income Ratio:~~~~Gross 22.79% Net 5.21%
Housing + Debt to Income Ratio:~~~~ Gross 172.55% Net 39.44%

What does this mean and if a Lender Were to look at this
is it where it needs to be in terms of buying a home
Thanks Ahead of Time for Your answers….
non profit debt management

Best answer:

Answer by sassy25
Means you are living beyond your means just with basic necessities.