Question : doing a credit check for a cell phone?
im 23 and currently have a pay as you go phone but am looking to get a pda. i know you need a contract which means you need to do a credit check.

my question is how do they do a credit check? i dont know if i even have any credit.. ive never had a credit card or anything under my name.. whats the process??
cell phone credit card processing

Best answer:

Answer by denzillion
You simply go in with your ID and your SSN number, they should be able to check the credit for you.

Don’t expect to know whats in the credit history, or credit score b/c cell phone companies system only comes with 2 possible answers – approved with no deposit OR approved with deposit.

If you don’t have any credit history, you most likely be putting nothing down. Its not like buying a car or house. Its just a phone service and they are not that strict.

Just be careful running at multiple places b/c everytime you run your credit, the points come off your score – may eventually come back as deposit otherwise may not.