Financial Information
Recommendation for a good credit monitoring service?
Question : Recommendation for a good credit monitoring service?
I would like to subscribe to a good credit monitoring service with access to all three major reports and all three scores but I don’t know which one to subscribe to. Most of the ones I looked at not specifically state that you get unlimited access to scores, only the reports. Any suggestions, or experiences with them?
credit monitoring
Best answer:
Answer by esco12002@sbcglobal.net
I would try truecredit.com under 30 dollars you can see your credit report from 3 bearus and 3 credit scores…
You are asking 2 questions.
1) What monitoring service is best. I haven’t found one that is reasonably priced that covers all three bureaus. Equifax sell a 3-bureau monitoring for $ 12.95/mo-$ 155.40/Year. That’s still a lot to pay for that type of service.
2) What credit score service. First off the only score a lender uses is a FICO score. All of the other scores are worthless because they are only “estimates” I read the fine print at ALL of the 3 bureaus and they said not to confuse their “Fake” score with a FICO score that lenders use.
You can pay Equifax $ 7.95/mo for (FICO) score watch or you can pay http://www.myfico.com/12 $ 45.00 for all 3 scores and the top 4 reasons from each credit bureau as to why your credit scores aren’t higher.
Good Luck