Financial Information
How to find out all payday loans i owe money to. (up to 3 years ago)?
Question : How to find out all payday loans i owe money to. (up to 3 years ago)?
I am being harassed by collection agencies and they are not willing to give me any information about what company they work for all they want is an account number so they can draw ridiculous amounts of money the same day..
anyway.
I need to know how I can find all the companies I owe money to, they aren’t all on my credit.
Thanks for your help in advance.
Telemarketing Fraud: Watch out for…
Pressure to act immediately (“offer valid for 24 hours only”)
Refusal to send you written information
Use of scare tactics (“if you don’t…you could lose your home”)
Demands for payment by wire or courier
Demands for payment of taxes or customs fees to claim a prize
Requests for your financial account numbers even though you’re not paying for something with them
Claims that you can make lots of money working from home
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same day payday loans
Best answer:
Answer by Fish breath
Seems like asking them isn’t out of the ordinary course of business. Ask them why they won’t provide it?
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#2 written by Chris S 1 year ago
When they call tell them that they must not only identify the actual creditor, but supply the documents that you signed indicating you are responsible for the debt. Ask them for their physical address so that you can mail a certified letter stating that request They have to provide the info or stop calling you. This is consistent with the Fair Debt Collections Practices Act.
DO NOT PROVIDE YOUR BANK INFORMATION OR AUTHORIZE ANY AUTOMATIC WITHDRAW! Pay by check only.
Also, you should report them to the State Attorney General if they continue to call without documenting the debt. The Better Business Bureau only records complaints but cannot fix the problem.
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#4 written by Brother Otter 1 year ago
On the one hand, you almost certainly owe somebody some money or the collection agents wouldn’t be hounding you.
However, you are about to be scammed if they’re dogging you for an account number.The way to find out who you are delinquent on payments to is to look at your credit history and see who has reported you (black marks). Once you have paid off all outstanding debts, report any harassing collections agents to the Better Business Bureau.
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Two things you can do.
1. Go to http://www.annualcreditreport.com and get your credit report for free and see what is on there.
2. Next time someone calls, tell them you dispute the debt and demand that they either cease calling you, or provide you with proof that you owe the debt, under the fair debt collections practices act. The FDCPA is a federal law that all collection agencies are required to follow. They have to give you proof of the debt within 30 days, including the original place you borrowed money.
Do NOT under any circumstances give them your bank account information. If you decide to pay them, use a check, so that you get proof you paid, and you don’t give them your bank info.
Finally – stop using payday loan places. I’m sure you figured out by now they are total ripoffs.