Question : Are offers to refinance VA Home Loans at about a 4% interest rate legitimate or more likely scams?
I bought a house last July with a VA loan interest rate of 5.5%. I am getting a lot of offers in the mail to refinance and am wondering about them.
refinance loans

Best answer:

Answer by Lynne W
I’d give one of them a call to see their angle. It’s probably not going to be financially advantageous for you, but it would be worth a phone call.

I wouldn’t pick a new company; that would just add to your junkmail. You might have one from a credit company you already have a credit card with.