Question : Does a merchant have a limited period of time to process the purchase with the credit card company?
If I order something by phone or on-line and I receive the item but the purchase never appears on my credit card, how long is the merchant allowed to delay processing my payment? After a certain amount of time does their ability to process it expire?
merchant payment processing

Best answer:

Answer by Judy
One time I returned something to payless.
That darn company took about almost 60 days to credit my account.
(by credit card)
I don’t know if this lady at corporate was telling me the truth, but she said,
they have 60 days to process payments and debits.

Don’t call that merchant and remind them.
You might just get the item for free.
They may have lost their receipts.
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