different legal systems between the two countries are the differences between U.S. and Mexican auto insurance policies created .. I will describe some of the differences in coverage by type of insurance. Please do not confuse it with a complete list, and because too many “small” in the list of differences.

coverage first arises from liability insurance. Unlike the U.S., Mexico, Civil Law, established by law and history, if not defined, which determines liability. Some people think that what is good and others hate it, you can decide for yourself whether you like it. Under Mexican law, there is no compensation for pain and suffering or emotional distress, and therefore no liability. It means that requests are usually paid as part of “property damage” coverage or “injury” coverage, and regulated all these claims to a true value (ACV) basis.

liability insurance you buy from a Mexican insurer covers you for not filed a claim against you in the U.S., it does cover you in Mexico. So if you have an accident Mexico, is it you brought for any legal action against you in Mexico cover, but not for a series against you in the United States.

Second, we can look at auto insurance. It can be quite a big difference in the rates, coverages, limits and deductibles, the different Mexican insurance companies therefore have a look at some of the things you should be careful. You want to limit coverage only united, some insurance companies to reduce the amount payable for the use of distribution limitations. The default is on a European car in Mexico uses a combined single limit of one hundred thousand dollars. Stay away from split limits. Another coverage is very important for the legal aid and travel assistance, sometimes they are listed as extra blankets like, but they are essential. Without these guarantees that you pay your own legal fees, to determine liability.

Finally, does a Mexican political both car vandalism and theft part. In the United States, the policy is usually “all risks” policy, but Mexican politicians politics “named risks”. These policies provide coverage for collision, fire, theft, a total of some natural events and other hazards. In the U.S. we have a car fixed deductible policies are used to, but often a Mexican franchise as a percentage of the value of the insured car.


Mexican Auto Insurance