Question : Is a check advance a good idea?
I am positive i can pay it off by my next pay stub, and it’s only for 100 bucks. The thing is, i don’t understand interest rates and whatnot, it just doesn’t make sense to me. I would be using Amscot, can anyone explain how it works? Also, does it do anything to your credit score?

http://www.amscotfinancial.com/financial/pages/cashAdvance.htm

the APR Guide is on that page.
cashadvance

Best answer:

Answer by mr fugi
check advance is not a good idea, basically you borrow money now and they take more money from you later. Its an advance on your paycheck, use it with caution, only if your strapped for money and have no other alternative.