Please give me advice on how to refinance my car.?

A few months ago I bought a used 2002 Tahoe. The monthly fainting are quite high. I would like to refinance to lower the monthly payments. I need some advice. I did some research and found out that I should go w / case. I was also recommended refinancing car loan online loans such as car buying, car financing car auto loan authority or instant NationalPrêt. With these loans, I just fill an application and will be able to get help, the lowest rate possible. But I’m not sure if I complete the application online. My loan is currently with Bank of America. PLEASE HELP w / tips.Réponse

Marvin J
might want to try bankrate.com, click the Automatic and click rates compare auto insurance companies in your region. It is a totally independent website that gives you contact information for lenders in your area and information about the types of loans and interest rates they offer. Hope this helps.

This entry was posted by admin on August 17, 2011 at 5:21 pm, and is filed under Business Finance. Follow any responses to this post through RSS 2.0.You can leave a response or trackback from your own site.

Comments (6)
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#1 written by Soft p 9 months ago

If you think that you are paying a higher repayment amount for your existing car loanyour monthly costs. Secondly, you may avail a competitive interest rate. Thirdly, you could be getting a flexible repayment period. Overall, you will be managing your loan a lot better.

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#2 written by Linda B 9 months ago

You have already done some research. Why not print out your research and go back to Bank of America and ask them if they can do better or match? They may be able to give you a better deal – they make money by lending money and want to keep you as a customer.

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#3 written by Percy 9 months ago

Hi,

You can visit http://www.autoloanguide.info for some useful tips. Good luck!

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#4 written by rusty s 9 months ago

If you refinance you always take a hit.Interest and finance charges will mount,as will the length of time to pay it off.A credit union is probably smarter.If you can try to pay off a car loan by making extra payments when you can,even if it’s a half payment.

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#5 written by bdancer222 9 months ago

Filing out online applications has another problem. Multiple companies doing credit checks. Your score will take a hit with each credit check.

Go with the credit union. They tend to have good interest rates and don’t have gottchas like interest loaded upfront or early payment penalties.

It’s always a good idea to shop for financing before you shop for a car. That way you get a payment you can afford.

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#6 written by speedolime 9 months ago

dont fill stuff out online its dangerous…..if you must do it then stick with lending tree, they are an established company and should pose no threat to your identity theft

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