Financial Information
Posts tagged allowed
Did you know that merchants are not allowed to ask for ID when using credit cards?
2Question : Did you know that merchants are not allowed to ask for ID when using credit cards?
Contrary to popular belief, it’s not illegal but against Visa policy to require ID for acceptance. In other words, you CANNOT deny a sale because I refuse to show ID.
Visa’s official statement:
Some customers write “See ID” or “Ask for ID” in the signature panel, thinking that this is a deterrent against fraud or forgery; that is, if their signature is not on the card, a fraudster will not be able to forge it. In reality, criminals don’t take the time to practice signatures: they use cards as quickly as possible after a theft and prior to the accounts being blocked. They are actually counting on you not to look at the back of the card and compare signatures—they may even have access to counterfeit identification with a signature in their own handwriting. “See ID” or “Ask for ID” is not a valid substitute for a signature. The customer must sign the card in your presence, as stated above.
How many of you knew that?
Visa official statement from merchant agreement:
Although Visa rules do not preclude merchants from asking for cardholder ID, merchants cannot make an ID a condition of acceptance. Therefore, merchants cannot refuse to complete a purchase transaction because a cardholder refuses to provide ID. Visa believes merchants should not ask for ID as part of their regular card acceptance procedures. Laws in several states also make it illegal for merchants to write a cardholder’s personal information, such as an address or phone number, on a sales receipt.
Banja, it’s not for my protection. How is it protecting me when I give a random stranger access to all of my personal information?
compare merchant accounts
Best answer:
Answer by theclassyLeo
i didn’t know! and that is why i got $ itched at hah
Are Mortgage Companies allowed to give an Adjustable Rate Mortgage(ARM) to lenders of a certain age?
2Question : Are Mortgage Companies allowed to give an Adjustable Rate Mortgage(ARM) to lenders of a certain age?
I understand that some law prohibits mortgage lenders from giving ARM to people over certain age. I am 54 years old and I am struggling with this rate now. Someone told me I could use this fact to persuade my lenders to reduce my interest rate, or to move me to a fixed rate. Is this true?
mortgage lenders
Best answer:
Answer by jepeuxvoler
what law requires that lenders violate the fair housing act?
i wouldn’t think that they could discriminate on the basis of age for ANY reason. it is illegal.
Are non-citizens and non-permanent residents allowed to buy stocks online?
2Question : Are non-citizens and non-permanent residents allowed to buy stocks online?
I was wondering if anyone knew if someone who resides in the US but is not a citizen or permanent resident (for example an international student) can buy and sell stocks online (using sites like scottrade or etrade) in the US? I do have a social security number and I am also authorized to work but I am not a citizen or permanent resident.
buy stocks online
Best answer:
Answer by Jimbo
Yes. You’ll need an bank account
Am I legally allowed to be under 2 medical insurance plans at the same time?
9Question : Am I legally allowed to be under 2 medical insurance plans at the same time?
When I get married next week I’ll be eligible to go on my wifes plan from her job. Also, my boss just said he’s getting us medical if we want it. So…would I be allowed to go on both plans or is it a “only-one-plan” kind of thing?
medical insurance plans
Best answer:
Answer by Judy
Yes. It’s called double coverage.
How come health insurance companies are allowed to discriminate against people with disabilities?
4Question : How come health insurance companies are allowed to discriminate against people with disabilities?
How is it legal for health insurance companies to discriminate against people with disabilities (I mean, medical disabilities), but other companies are not allowed to, like grocery stores are not allowed to? Or maybe it IS legal for other businesses to discriminate against people I am really just curious, that’s all. About the legal process. Health insurance companies kind of make me mad, because of this issue. I know I am expressing a political opinion, but I ask you not to troll. If you have a different opinnion thatn me, you can argue for it, but please don’t start trollin.’
health insurance companies
Best answer:
Answer by Josh
You mean in writing policies? That’s one of the reasons we need health care reform, the insurance companies exclude people with pre-existing conditions. Which kind of ruins the whole concept of insurance, which is based on pooled risk.
is this allowed to put in an EULA?
51 year ago
by admin
in Accounting
Question : is this allowed to put in an EULA?
i was downloading a piece of software trough http://www.giveawayoftheday.com (free piece of paid software everyday for one day each) and when i was about to install i was reading the eula and came across this one
13. AUDIT. You agree that on PGWARE’s request you will certify in writing your compliance with the terms of this license, including your use of the Software only on the number of computers licensed. You also agree that we may perform an audit which may include examination of your physical premises with prior written notice, and that any audit conducted will be paid for at your expense including an initial U.S $ 500 investigation fee. Provided that an audit determines all computer licenses have been legally obtained you will be refunded any audit expenses incurred.
is this allowed? needles to say i didn’t install the software
software license audit
Best answer:
Answer by Joe
It is their EULA. They can put into it what they want. Smart decision on not installing it.
As freight forwarding is marking up cargo insurance rate allowed? Is it againts the law?
0Question : As freight forwarding is marking up cargo insurance rate allowed? Is it againts the law?
Cargo insurance rate premium from underwriter can be mark up by the broker and at the same time by freight forwarding is this allowed and if not is there any law against this. Or article in regards to this.
cargo insurance
Best answer:
Answer by california bill
No if they cal it only “insurance” or “Shipping”. They get around it (just like the high shipping costs when you buy things through the mail or TV) by calling it Shipping and Handling. Any excees over their cost of Shipping can be attibuted to the cost of “handling.” Most FF use the cargo insurance as a profit center marking it up as high as the market will bear. You can get your own cargo policy if you ship alot. The typical rate is 25 cents per $ 100. of values. The kicker is the miniumum pemium is around $ 2,500 per year so you have to be spending more than that with a FF if you are to save any money.
Why were two civilian consumers not allowed to testify at the recent US Senate hearing on Debt Settlement?
11 year ago
by admin
in Scholarships
Question : Why were two civilian consumers not allowed to testify at the recent US Senate hearing on Debt Settlement?
I work in Debt Settlement for an extremely ethical, 100% above-board company who work to assist our customers with legally, legitimately getting out of (unsecured) debt so they can move on with their lives. Yes, legislation is needed to regulate the industry to ensure that all Debt Settlement companies have clearly defined requirements that protect consumers, but our government is trying to villify the industry as a whole, exemplifying contempt without genuine investigation.
unsecured debt settlement
Best answer:
Answer by Truthseeker
You are one of the very few.
Old Laws — Funny or Bad for Small Business?(banks not allowed to offer interest on business checking accounts)(Brief Article): An article from: San Diego Business Journal
0This digital document is an article from San Diego Business Journal, published by CBJ, L.P. on August 20, 2001. The length of the article is 703 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.
Citation Details
Title: Old Laws — Funny or Bad for Small Business?(banks not allowed to offer interest on business checking accounts)(Brief Article)
Author: Jack Faris
Publication: San Diego Business Journal (Magazine/Journal)
Date: August 20, 2001
Publisher: CBJ, L.P.
Volume: 22 Issue: 34 Page: 47
Article Type: Brief Article
Distributed by Thomson Gale
List Price: $ 5.95
Price: $ 5.95
Then I allowed to buy Aion Kinah?
0 Kinah is to play Aion: The Tower of Eternity? to make the task Aion Kina means many hours on end without cuts. You have to want Kina Aion online sites to buy. As retail sites as Aion Kina, now not about to buy Aion Kina, but where a “rel =” nofollow “onclick =” javascript: pageTracker article_exit_link. _trackPageview (‘/ Href = /’);” Leaver “http:/ / www. wow-gold team. com / Aion Aion gold buy gold USA. htm” title = “buy Aion Kina”> Aion Kina secure , and how Aion Kina buy prohibited without the first.
Although some sites that have the least expensive />
First, you should shop around and find a better location. You can connect to these pages and take a look. Check the customer feedback on this page to see if she has no answers negtive. Once you decide to buy on this site, place a small amount, make a test of Kina and not with your protagonist Aion Kina.
Then, they offer the best way to order? reimburse you when you get to buy Aion Kina from the banned site? Reliable websites offer delivery route in face-to-face, the safest way is, and will receive a refund if you promise you it is forbidden.
Third, accelerate delivery, if you need in a hurry to buy Aion Kina Kinah Aion you get both. You should check to ensure that the pages will provide the greatest speed.
In my opinion the most important aspects of a purchase Aion Kinah the overall reliability of the seller, because it does not matter if you spend a dollar more, what matters is that you actually get what you pay within a reasonable time, without damage and possible ban for your character.
