Posts tagged Cars

Helps negotiate the prices on used cars?

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I found a 2000 Ford Focus from a local dealer. Carfax report was clean. The car has 74k miles on it and sold it for $ 5195th Add to find about $ 600 in tax, tag and title over $ 5,800 total cost. My credit sucks big time, but the dealer offers financing secured for the moment. I know that this means that my rate will be ridiculous, but not be financially liable for the price. I did my research on the car and the values ​​Edmunds car a few dollars less than what the dealers sell pour.J I basically want to go there and know, in getting the best deal. Given the price of the car my payments will always be appropriate for my budget, even with interest élevés.Ce I want to know is whether I have any leverage to have the extent that the price of the car and how much I made? What should I use tactics to ensure that I offer you the best? Reply

by David B
, if you reduce to 1 or 2 k you in a better place, but with bad credit, that clears it somehow … they want the dog of the lot, can help you. If you could get it to 52-55 overall on the door would make you well. in order to start with a total of 5 to a decent down payment, if you have it.

Where can I find used cars in the near Lithonia / Decatur, who made the funding available?

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Looking for a reliable car to and from work and reason with the security deposit.

answer by UCANTCME
check with the AUTOTRADER.COM

Why does the CARS system consider your computer property of the United States Government?

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Question : Why does the CARS system consider your computer property of the United States Government?

https://supplierpayments.esc.gov/OA_HTML/RF.jsp?function_id=28716&resp_id=-1&resp_appl_id=-1&security_group_id=0〈_code=US&params=1QjBbvK328ZbUaSUNj3kbu7K3gvpagsk17LptZc1LOg

This application provides access to the DoT CARS system. When logged on to the CARS system, your computer is considered a Federal computer system and is the property of the United States Government. It is for authorized use only. Users (authorized or unauthorized) have no explicit or implicit expectation of privacy.
Any or all uses of this system and all files on this system may be intercepted, monitored, recorded, copied, audited, inspected, and disclosed to authorized CARS, DoT, and law enforcement personnel, as well as authorized officials of other agencies, both domestic and foreign. By using this system, the user consents to such interception, monitoring, recording, copying, auditing, inspection, and disclosure at the discretion CARS or the DoT personnel.
Unauthorized or improper use of this system may result in administrative disciplinary action and civil and criminal penalties.
Unauthorized attempts to defeat or circumvent security features, to use the system for other than intended purposes, to deny service to authorized users, to access, obtain, alter, damage, or destroy information, or otherwise to interfere with the system or its operation are prohibited. Evidence of such acts may be disclosed to law enforcement authorities and result in criminal prosecution under the Computer Fraud and Abuse Act of 1986 (Public Law 99-474) and the National Information Infrastructure Protection Act of 1996 (Public Law 104-294), (18 U.S.C. 1030), or other applicable criminal laws.
tonalc2, so its ok to subject dealers to this but not consumers? “ok to do it them as long as its not me”
computer security audit

Best answer:

Answer by cancun1313
Just the beginning

My friend is a dealer in selling cars and he borrowed money from a financial institution?

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Question : My friend is a dealer in selling cars and he borrowed money from a financial institution?
My friend is a dealer in selling cars and he borrowed money from a financial institution to purchase more cars to sell for the festive season. The fuel cost has gone up in the festive season and many of them are reluctant to buy cars. He suffered huge loss and he is unable to pay his debt now. Is there any way to get relief from his debt?
financial debt relief

Best answer:

Answer by Ewan
It is really unpredictable about the fuel price because of market fluctuations. Your friend can talk about this matter to a debt counselor who can give valuable advice to get relief from his debt.

I rent a house. Tree fell on my cars. Who is responsible?

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Question : I rent a house. Tree fell on my cars. Who is responsible?
My husband and I rent a house. For three months, we have had small limbs and branches fall from the trees lining the driveway. On multiple occasions, we have told the landlord that something needed to be done. He has always said he would look at it. Now, a huge portion of the tree fell out onto my car (05 Altima with insurance) and my husband’s antique car (61 Chrysler no insurance). His homeowner’s won’t cover, our renter’s won’t cover. My auto policy will cover the Altima, but I will have to come up with the deductible and my rates will go up.

Is the landlord liable for any of the charges (including tree removal)? Please let me know any advice!

Thanks!
The antique car was recently brought to us. It had been in another state. When we purchased our policies here, we did not have the car. And as you said, hindsight is 20/20. Tonight, I found out that antique insurance is roughly $ 50 a year.

Thanks for your input.
antique auto insurance

Best answer:

Answer by emmarge578
I would think so. I’m not an expert on this type of stuff though

Upside Down on two cars. Need to trade for one. Okay credit. Help!?

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Question : Upside Down on two cars. Need to trade for one. Okay credit. Help!?
I have two cars. My 2004 mazda 6 and my sons 2004 nissan sentra. He left for college, so I need to trade in both cars for one car for myself. Both cars are in my name.We are about 7500 upside down on both cars. I have a FICO score of about 620.

I dont know whether it is better for me to go with a new car, (with a rebate which will eat up some of the neagative equity), as well as some of my money down. But i will still end up rolling over about 4000 ontop of my new loan.(ill probably want to trade the car in after 3 years, i like the car. but i dont love it)
OR
Should I buy a used car, roll about 5300 of my old loan on top of the new loan.i will most likely keep the used car and give it to my son, and keep it till its paid off
ALSO..
i was wondering if my credit score was good enough for me to lease a car. that way i wont have to worry about neg. equity in the future.

I dont know what to do.I NEED to get rid of both cars. The insurance and car payments cost me too much! HELP
trade credit insurance

Best answer:

Answer by forjj
My suggestion-if you own your home, and have a little equity built up, get a home equity loan. the interest is tax deductable, and you can pay as you want/need. you will have a minimum payment, but you can pay more as you can afford, so that you can get out of debt sooner. i would trade the one car, pay off the other with the home equity, and then sell it. then you are left with one car payment and one smaller equity payment

Is it possible to consolidate all your bills, including cars, into a first home mortgage loan?

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Question : Is it possible to consolidate all your bills, including cars, into a first home mortgage loan?

consolidate your bills

Best answer:

Answer by rhsaunders
Yes, so long as there is sufficient equity in the property to do so. If you can, it can be a good move.

Trade Secrets: Get the Most for Your Money – All the Time- on Goods and Services Ranging from Alarms and Art, Cars and Computers- to Financial Planning and Hotel Reservations

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Here’s a fast, down and dirty guide that offers you sound advice and solid information for anything– and everything– you could possibly want to buy. Smart shopping takes on a whole new meaning with “Trade Secrets”, an all-encompassing, fact-filled compendium on how to make the right buying decisions every time. From minute details about dozens of products to tips on dealing with merchants who hand you the inside skinny on how to get the most value for your money, including such topics as: Doing Your Homework: home-equity loans, furniture, carpets, plumbing services Wall Street Savvy: checking accounts, credit cards, mutual funds Painting the Town Red: buying bubbly, choosing a cruise, renting a tux It’s the Little Things: magazine subscriptions, sunscreens, beds and beddings Irreverent and entertaining, “Trade Secrets” is like having a trusted uncle in the business, who tells it exactly like it is.

List Price: $ 17.95

Price:

would paying off my cars negative equity then trading it in be a smart idea?

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Question : would paying off my cars negative equity then trading it in be a smart idea?
i currently owe 14,000 on a car that’s only worth 7,000 trade in value, a 2007 chevy impala im very upside down in. i want to get out of it and into another vehicle and letting go of the car is not an option because i don’t want to kill my credit.i know trading it now the negative equity would just be added onto my new payment would it be a good idea to pay the cars negative equity down then trade it in?
equity trading

Best answer:

Answer by Buy the Numbers
Don’t take this the wrong way, but if you owe that much, then you probably got ripped off by the dealer – which will likely happen again. Also, I very much doubt that an ’07 Impala is worth only $ 7k (Blue-Book numbers are created by a dealer organization, so trade-ins are very low and sale prices are exceptioanlly high), unless it has VERY high mileage, so it looks like you are already on the path to get ripped off again. Please consider keeping the car.

Value for lowest model Impala:

http://www.edmunds.com/used/2007/chevrolet/impala/100757492/options.html

On the more general question of paying cars off and trading them vs. rolling the loan, it depends on whether the new interest rate (on the new car) is lower or higher than the old one (on the Impala). Only the remaining PRINCIPAL should get rolled over. So if you have 14 payments of $ 1000, then your total remaining payments is $ 14k, but your remaining principal is significantly less, perhaps $ 10k. The rest ($ 4000) is interest, which should NOT get rolled over. Instead, the $ 10k would get rolled and charged at the the new interest rate. It is soooo easy for unscrupulous dealers to confuse people and rip them off….

edit: Doctor Deth, if you were offered less than KBB trade-in, then perhaps you were low-balled as well. Did you try to sell your car privately first? How many dealers did you check with?

Auto Loan Used Car Loans New Cars Title Loan Calculator Online Car Loans,Car Finance,Car Loan

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debt consolidation calculator


DEBT CONSOLIDATION LOANS Bad Credit Debt Consolidation Bills and debts getting a little out of hand? Lower your monthly payments by consolidating them into one low payment. You can consolidate anything. Credit cards, car loans, personal loans, second mortgages anything and everything! We…

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