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Can I effectively earn interest from 2 banks at the same time on the same money for several days?
3Question : Can I effectively earn interest from 2 banks at the same time on the same money for several days?
Can I effectively earn interest from 2 interest bearing accounts I have at 2 different banks at the same time on the same money for several days while a check from one bank is deposited in the other but waiting to clear?
If not, which of the 2 banks pays me interest until the check clears?
Technically speaking, at which bank does my money legally reside after the check is deposited but before the funds become available at the target account?
Thanks!!
interest bearing checking accounts
Best answer:
Answer by Bo
Technically speaking, that’s called kiting, and it’s against the law.
Why are mutual fund companies steering away from B-shares these days?
1Question : Why are mutual fund companies steering away from B-shares these days?
I just want to know what the problem is with them.
mutual fund companies
Best answer:
Answer by muncie birder
Franklin Templeton has indeed eliminated them, I believe. The problem with the B shares is that the investor was getting a royal screwing with them. Instead of paying the 5.75% commission up front and then a low expense ratio, he instead was offered a high expense ratio and a declining sales charge when he sold his shares. The bottom line was that it tended to lock in the investor for many years, it made load funds easier to sell, and it increased the profits of the mutual fund companies. Federal and state regulator began to take a very dim view of the practice and began to exert presure upon the industry.
With out this pressure I am certain that the B shares would still be a very popular sales tool.
For an example of what I mean:
American Mutual Fund A shares has an expense ratio of 0.55%. The B shares an expense ratio of 1.34%. Now if you work this out over 7 years you will find that it equals 5.5% slightly less than the 5.75% up front sales charge, but it does tend to lock the investor in for a nice long time.
Frankly, if investors wish to buy the B shares rather than the A or C shares, that should be up to the investor and not a concern of government regulators. But alas if the regulators are fussing about this, then they can ignore the really abusive practices and still be seeming to earn their keep.
Does anyone remember the days before Reagan when banks paid 5.25% on savings accounts?
16Question : Does anyone remember the days before Reagan when banks paid 5.25% on savings accounts?
and instead of check fees we had “interest bearing checking accounts”?
Now banks want you to believe they are doing you a favor by holding on to your money for you and want you to pay for the privilege.
And credit card interest and fees are outrageous.
Usury and loansharking laws actually applied to banks before Reagan.
Is this just another example of corporate greed gone wild?
Who has their hand deeper in your pocket, your government or your banker?
Or do you keep your money in your mattress?
Blame Reagan?
Are you suggesting his deregulation of the banking industry had no long term effects?
That jacking up fees and interest on personal credit and charging customers to use their own money was not his goal?
Then why did he do it?
Was he too stupid to see what would happen?
interest bearing checking accounts
Best answer:
Answer by John
I remember when you could get 15-18% on CD’s and Reagan WAS president then.
So you are trying to blame Reagan that interest rates are so low? LOL He has been out of office for over 20 years.
Learn Currency Trading – How are the people who have no experience of trade negotiations, legends in just 14 days
0Back in the eighties, a group of people who have no experience with the trade in an experiment to currency trading in just 14 days to learn. The result? You want to make hundreds of millions of dollars. How? Let’s take a look.
The group I’m at the top have nicknamed “the turtles”, which was, and the experiment by trading legend Richard Dennis conducted.
Dennis wanted to prove that everyone, no matter what age, occupation or training, learn the trade could and he went to prove.
The selected were a mixed group:
A female auditor, a security guard, an actor, a kid fresh call from the school and some professional players, a few.
Dennis taught a simple long term trend following (basically a chat system) and strict money management. They finished their training and when to 0 million in just 4 years. Dennis had proved his point.
At this point, you ask yourself a question:
If it as easy to learn, trade and everyone can see why 95% of traders lose?
learn the true lesson of this section and you will be part of the Forex Training:
Anyone can learn to trade – but few people have the mentality to not use this potential. Some further explanation is clear, dass
The formula for success Forex trading is easy to read as follows:
Robust system to follow the logic of forex trading discipline + = financial success.
Dennis knew that learning the trading system was the most difficult – to run with discipline, of course, is the hardest part. He taught them a little more than a logical trading system – he taught them the mentality to take on responsibility and trust in what they did, they could with discipline by the loss of trading periods.
Many people have good currency trading systems, but lack the discipline to stay with them, when to enter loss. If you do not have discipline, you do not need a trading system. You must follow your trading signals your system exactly as you said!
Most traders think they can follow someone else or buy a Forex robot win with a simulation experiment, and they get wiped out.
You do not really understand what they actually do not lose the discipline.
To win at Forex trading requires a method (if you can avoid the myths), you can create a trading system simple and robust and can win. Remember, the trading system should be simple (used as the turtles) as simple systems work best.
Then you need to learn discipline and who you are simply told not act!
It is difficult, but again it is a learned skill, and if you trust what you have to do, you can trade with discipline.
Will you be as rich as the turtles?
Probably not, life is simply not so – but there is a risk that you and you too can be successful and earn a lucrative income at your level and effort you put in forex trading can give you a great reward.
Anyone can do it. Of course it is a challenge -. But it is a challenge that can make you successful and winning trump card if the currency trading the right way
learn
learn forex trading
How to get an international health insurance for 5 days to satisfy the Schengen visa requirements for France?
0Question : How to get an international health insurance for 5 days to satisfy the Schengen visa requirements for France?
I am traveling to France soon and the Sheghen visa requires me to produce the follow: “A letter from your insurance company (+ 1 copy) stating that you will be covered for any medical expenses, hospitalization and repatriation for at least $ 45,000 during your stay in Europe.” The insurance available on the internet looks fake. Does anyone know any genuine website/ company to get a short stay health insurance from?
Thanks.
international health insurance
Best answer:
Answer by younosygit
Depends where you are, but I usually find an insurance broker will handle short-term medical insurance policies without costing very much.
I returned an item to Apple 3 days ago while the payment I made to them was still processing. 3 days after?
1Question : I returned an item to Apple 3 days ago while the payment I made to them was still processing. 3 days after?
instead of having a refund completed or being processed, the payment I made to Apple has been accepted. I wonder why? I was always wondered why a buyer should always pay for items immediately and his payment is directly processed, while sellers such as Apple who accepted to refund me has still not issued a refund.
I need my money back!
payment processing
Best answer:
Answer by redhead
The old adage, “Buyer beware”.
Next time be more judicious in your spending and you won’t end up in this predicament. Trial and error is a great teacher.
Besides, Apple has to make sure your payment is good before they issue you a refund or they would go out of business.
Learn Forex Trading – in 14 days, learned these methods, the trader makes millions
0 If you do not hear about turtles, you will find her story inspiring.
They had no experience of trading yet in just 14 days they have learned to trade and go on legends and millions of negotiating to do.
How have they done?
If you want to learn Forex trading and their success story, then point you in the right direction.
The debate
In 1984 legendary trader Richard Dennis taught a simple trend following techniques to prove a group of students that trade was an ability that could be specifically learned. Dennis was settling a debate with his friend William Eckhardt, the successful negotiation of an ability that was a gift, while Dennis thought someone could be taught to believe.
Who were the turtles?
They were all different backgrounds and the only thing they had in common was that they had never before acted. These included a school-boy fresh, a security guard, some professional players, an accountant and even an actor.
Dennis said that anyone who wanted a good trader should focus on three areas:
1. A simple technique that could understand and trust them
2. Getting a set of rules of money management fairness.
3. Discipline, their methods are valid through periods of losses without their system.
The experience of the negotiations was a simple and turtles turtles Dennis taught them the right attitude to succeed.
A simple system of rules and money management
The system taught was simplicity itself and is designed to easy to understand easy to apply, but one of the turtles he may have to confirm to hold the full confidence in the system on a methodology in small groups with few rules trading signals, with strict rules of Money-management support the conservation fairness.
If you want to learn forex trading, you must understand that your system should be easy. One of the biggest myths of trading is a complex system is more likely to succeed than a simple one. In fact, most of the world’s best trading systems are simple and generally a simple robust system with few indicators suggest more complicated.
Why?
Because of the brutal world of trading, simple systems are more robust to break a complex with fewer elements. In trading, you do not win your reward for the effort you put in, you earn right about market direction. With any system there must be rules of money management and Dennis gave them a set of simple rules you would get equity. Knowledge Dennis gave his students gave them confidence that is important to discipline them out.
Discipline
They are confident and understand a system you follow it with discipline. Most traders do not discipline because they have no absolute confidence in its method, if there are a series of losses, they throw in the towel. If you do not have the discipline to follow a process, you really have no method in the first place.
What can we learn from the turtles?
It’s easy, anyone can learn the trade and commercial success is to learn the reach of anyone with a desire and apply what they have learned. You can not make as much money as turtles, but if you can affect the development of a robust method of understanding, confidence and focus include discipline, you can become a good trader.
The turtles have been working hard not smart to achieve commercial success and her story is an inspiration to all who want to learn Forex trading.
Forex learn
Faxless payday loans are easy and convenient to get cash from the rainy days
0rainy days when you make for faster and easier money, Faxless payday loans are the first choice for borrowers because these loans are financial assistance, without fear, that you don not offer “need to fax any documents to lenders concerning loans of these loans have. It’s probably the easiest way to advance quickly and you can use the money granted for such authorization.
Basically faxless payday loans used for small diverse financial needs. They are made car repair, pay the debts, hospital bills, electricity bills, grocery store pays bills to pay college fee and other short-term needs. Sometimes you have to attend an urgent meeting with your boss. If you do not have money ready, smuggling eradicate fee, you can easily apply for these loans. Â Â Â Â
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online procedure has these loans without paper, and hence these are called payday loans faxless payday loans. borrower does not collect any documents faxed to lender security for loans give approval. The lender will ask you to fill out an online application from the hand and details of the submission and ratification of cash the borrower’s account within 24 hours or less transfer will be.
One advantage is that interest rates may be higher with a loan without fax cash. And you are often paid back until the next payday you will be paid. If you are a lender of money are shopping, both the interest and penalties considered for late repayment. Faxless have payday revolutionized loans, the banking industry and may have a greater benefit. In fact, if you need money in a hurry. Because of the high interest rates, but you should really use their last alternative.
faxless payday loans
