Posts tagged Disability

Paying back long term disability insurance company?

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Question : Paying back long term disability insurance company? I have been drawing long term disbality from my previous employer for 2 !/2 yrs and recently had my hearing for government disablility I have read that you have to pay back the long term insurance company, how much do I owe them? Is it a percentage or do I owe all the money they paid me if I win my case? I read not to cash and spend any of my back pay from the government until I get a bill from the long term insurance company. I have alot of bills to take care of since I have been out of work, What would happen if I didnt pay it More >

Robbery Without a Gun: why your employer’s long-term disability policy may be a sham

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“Sometimes it feels as if the only thing that purchasing insurance actually ensures is that one will eventually have an unpleasant dispute with the insurer over payment on a claim.” from Judge Richard D. Cudahy of the 7th Circuit: Great West Casualty Co. v. National Casualty Co., 385 F.3d 1094 (7th Cir. 2004). “A hyperbolic wag is reputed to have said that E.R.I.S.A. stands for “Everything Ridiculous Imagined Since Adam.” . . . [T]his court is willing to believe that ERISA has lurking somewhere within it a redeeming feature. However, this is not the case in which to find it.” Florence More >

What’s the difference between Long-Term Disability Insurance and Long-Term Care Insurance?

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Question : What’s the difference between Long-Term Disability Insurance and Long-Term Care Insurance? What’s the difference between Long-Term Disability Insurance and Long-Term Care Insurance?

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long term disability insurance

Best answer:

Answer by Insurance Pickle.comLong term disability looks at your ability to do your job and then sends you a check on a monthly basis.

Long term care looks at your ability to do ‘activities of daily More >

To cut risk, try combining group and individual disability.(long term disability insurance benefits): An article from: National Underwriter Life & Health

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This digital document is an article from National Underwriter Life & Health, published by The National Underwriter Company on May 16, 2005. The length of the article is 818 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.Citation DetailsTitle: To cut risk, try combining group and individual disability.(long term disability insurance benefits)Author: Joseph HeaneyPublication: National Underwriter Life & Health More >

Episode 8/2: Prudential Long Term Disability Insurance Claims

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long term disability insurance

In this episode disability insurance attorneys Gregory Dell, Stephen Jessup and Cesar Gavidia of Attorneys Dell & Schaefer discuss Prudential Insurance Company and their handling of long term disability insurance claims. For additional information about Prudential and long term disability claims please visit our website at www.diattorney.com

Would it be better to opt. out on social security and get a long term disability insurance?

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Question : Would it be better to opt. out on social security and get a long term disability insurance? I am 27 and was told that I could opt. out of social security, and could get a long term disability insurance alot cheaper. If I did this I woul dump the rest in my 401k, which will add up to around 400 a month. long term disability insurance

Best answer:

Answer by HomesliceWhat type of job is this? I would be cautious here as Social Security is not optional. With the majority of jobs, it is REQUIRED. However, with some governmental/state jobs, it is not required but for these employers you More >

CUNA credit disability insurance – $6 MM penalty for bad faith claim denials

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credit insurance

Dying of cancer and in hospice care, Teri Powell gave this testimony of CUNA’s refusal to pay her credit disability insurance claim. Her trial attorney, Mike Abourezk, later played the video at trial, leading to MM penalty against CUNA. With only weeks to live, Teri Powell decided to devote time to helping other disabled people by testifying about her experience with CUNA Mutual and exposing the company’s practices. Teri Powell knew she would not live to see the trial take place. So Powell’s testimony was preserved in this video in which she explained her More >

Can I claim my mother as my dependent? She gets some long term disability insurance from her employer?

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Question : Can I claim my mother as my dependent? She gets some long term disability insurance from her employer? I pay for my mohter’s housing and other living expenses, definitely more than half of her expenses. She is 62 and currently has social security benefits. She also get about $ 9000 per year from her long term disability insurance she had with her old employer, a goverment agency. Can I claim her as my dependent? long term disability insurance

Best answer:

Answer by Bill JDependants are more live in with you but there should be something about a foster care situation. And good for More >

Phone number for the payment processing center for social security disability?

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Question : Phone number for the payment processing center for social security disability? I am trying to find out the status of my backpay and need the number to the payment processing center. I think it is done regionally and I am in ohio someone told me the center would be in maryland? Not sure. If anyone could help it would be GREAAT!! payment processing

Best answer:

Answer by madmanCheck out this thread from Google Groups.

http://groups.google.com/group/alt.social-security-disability/browse_thread/thread/8fc39ee1d94d4636?pli=1

Hope this helps.

What are the reasons to get both Short-term and long-term disability income insurance?

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Question : What are the reasons to get both Short-term and long-term disability income insurance? I’m thoroughly confused as usual. But, if you have the option to get both short and long term disability insurance why would you? Does the short term cover things the long term doesn’t? Doesn’t long term cover the short term period as well anyway? Or do you have to have both to be covered in the immediate future and long term??? Why does everything have to be so complicated why cant there just be one kind of disability insurance its soo annoying….Which one would you get or would you get More >

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