Financial Information
Posts tagged ordered
I ordered something online and the merchant has vanished with my money, what recourse do I have?
3Question : I ordered something online and the merchant has vanished with my money, what recourse do I have?
I used an credit card to pre-order some items online, according to his website, the items recently came in to the merchant but I have yet to recieve my order. I have had good service with this merchant in the past with similar orders. The merchant does not respond to e-mails and the phone number goes to a full voice-mail box. This has only been 10 days. If I am unable to conntact the merchant what should my next step be? How would I file criminal charges againt him and who with?
online merchant services
Best answer:
Answer by 20x carbon footprint
Call your credit card company and cancel it.
Why is it? Ten years after congress ordered an outside audit of the Defense Dept. and now Homeland Security?
11 year ago
by admin
in Accounting
Question : Why is it? Ten years after congress ordered an outside audit of the Defense Dept. and now Homeland Security?
Why is it they are both so disorganized an audit cannot be done? What’s going on?
audit defense
Best answer:
Answer by lavengro60
Prozac Nation.
Ordered 3-in-1 credit report from transunion, can’t dispute experian and equifax?
2Question : Ordered 3-in-1 credit report from transunion, can’t dispute experian and equifax?
Hello, I ordered my 3-in-1 report from transunion.. this cost me $ 40. There were major errors on all three reports. I was able to do the dispute process online from transunion, but could not find a section to dispute experian and equifax? I tried calling them and they said I would need an official report from then, which I don’t think is fair because I ordered a 3-in-1! What is this some kind of scam?
Also, I had already used up my free reports from annualcreditreport.com 6 months ago, so I am kind of in a bind. Please help!
EDIT: funny how it says ”
You can dispute certain items online with Equifax if you have an active Equifax credit
report file number.
You can also file a dispute with Equifax via mail.
Equifax
P.O. Box 740241
Atlanta, GA 30374-0241″
I can dispute experian, but now I have to buy a report from equifax??
3 in 1 credit report
Best answer:
Answer by dodger0-53
You should be able to go to either Equifax or Experian on line to dispute the reports.
Judge has ordered a $5000 surety bond what does this mean and how do I pay it?
4Question : Judge has ordered a 00 surety bond what does this mean and how do I pay it?
In a wrongful possession/detainer case (dealing with real estate property; who is rightful owner) the judge ordered that I file a lawsuit within ten days and post a $ 5000 surety bond within a reasonable time period. What exactly does the bond mean?Will I get it back? Will I get kicked out of the property in dispute if I dont pay it, even though I have filed the lawsuit? Can I have a bailsbond man post the bond? And what is usually considered a reasonable time period to post said bond? Answers to any or all of the questions is greatly appreciated.
surety bond
Best answer:
Answer by maxhound
Call the
dog He will put up the bond
Debt management firm ordered to stop ‘inaccurate ads’
0Debt management firm ordered to stop ‘inaccurate ads’
The trading watchdog today called on a debt management firm to stop making misleading claims in its advertising.
Read more on Independent
A Bad Credit Mortgage May Be Just What The Doctor Ordered
0A bad credit mortgage gives borrowers with a poor credit history the opportunity to not only buy a home or refinance their current mortgage but the best opportunity to raise their credit rating over time. In most instances, whenever you apply for any type of financial product like a mortgage, the lending institution will pull your credit report.
In a nutshell, your credit rating is a compilation of your history of how timely you’ve paid your bills. Anytime money may be lent it’s used because it’s the best way for a lender to determine the risk involved for a particular borrower.
Tip – The online lending industry is very competitive. You will find many lenders who specialize in bad credit mortgage services.
Making the decision to issue or approve a bad credit mortgage is primarily determined using the credit score of the borrower(s). Credit scores can range from 400 to 800 with anything lower than a 620 poor and anything over a 720 very good. On the other hand, even if you have a credit score as low as 580 there are many lenders with mortgage programs that will finance up to 100% of the loan amount. Of course, the lower your credit score the higher interest rate you will pay and in most instances you will only be offered an ARM (Adjustable Rate Mortgage) that has a 2 or 3 year fixed interest rate and then it goes up.
Tip – Most states have lending laws that state a lender can only charge interest rates a certain percentage above the retail or normal market interest rate for borrowers with bad credit. Normally this rate is 5% – 8% higher but even that in many instances is extreme.
A myth about credit reports is that each time your credit report is pulled it negatively affects your credit score. This is true only if you apply for credit products like credit cards and only if you apply for a large number of them in a short period of time. However, this does not apply in the case of mortgage lenders, unless you applied for a mortgage from a very large number (i. e. like 15 or 20) of lenders within 30 or 45 days. Only then would it be slightly affect but in general when a lender pulls your credit report it will not be negatively affected.
Tip – For options in finding the best lender for you, check out the links below.
