Financial Information
Posts tagged thing
Is APR the same thing as monthly interest on a credit card?
4Question : Is APR the same thing as monthly interest on a credit card? Will I be charged interest monthly or annually on a card with an APR? Or both?
I use a credit card to pay my tuition so I’m not burdened with paying back loans later. So far, I have been at a community college and have had zero percent interest credit cards and it has been no big deal. I’m not accruing more of a balance than the cost of tuition because I pay it off completely before the zero percent runs out. However, I no longer have a zero percent card AND I am starting my Bachelor’s degree which is exponentially More >
How could an IRA account have tax-free growth but not be tax-deductible? Do these not mean the same thing?
5Question : How could an IRA account have tax-free growth but not be tax-deductible? Do these not mean the same thing? I am researching Roth IRA accounts. I found information stating that the money in the account is not tax deductible, but that it does grow tax-free. How is that possible? Do these not mean the same thing? ira account
Best answer:
Answer by hirebookkeeperYou cannot deduct the contributions on a Roth from your income taxes. With a regular IRA you reduce your income on your tax return by the amount of your contribution for that year. You do not have to claim the tax on the More >
do anyone know how to purchase a thing using telephone?
1Question : do anyone know how to purchase a thing using telephone? em… i would like to purchase a laptop via telephone. the operator ask me to give him my credit card no, expiry date and the 4 digits security code. shall i give it or not? as i know tat the security code is confidential one. it would be dangerous if i reveal the security code, as the person may then mis-use my credit card. so can anyone tell me what is the proper procedure and process ??
thank you telephone credit card processing
Best answer:
Answer by GIt is normal that they do this. If you want to buy the item then you have More >
Can you transfer student loans to a 0% credit card? Is this a smart thing to do now that loans are at 7%?
2Question : Can you transfer student loans to a 0% credit card? Is this a smart thing to do now that loans are at 7%? How much can I save if I transfer student loans to a zero percent credit card? Is this doable and can I then roll it onto other cards after one year? zero percent credit cards
Best answer:
Answer by Jason WNO NO NO NO.. DON’T DO IT!
Ok, I’m a financial advisor.. so here goes.
Your credit card company wont tell you this, but if you are late.. even a day over, they can punch your rate up to 30% or whatever they want. Also, say you pay it on time and they simply “don’t get it” More >
Accounting for one thing: Accounting for Non-Profit
01 year ago
by admin
in Accounting
accounting for many years was an important part of any successful company. The companies have either increased or decreased the economic success in the depths of failure, because of accounting practices they follow. Accounting provides accurate financial data and ensures that all resources of the business and financial activities are recorded and properly classified. Because accounting permeates the accuracy, the efficiency in the accounting department to determine the likelihood of a company’s success or failure.
The importance of accounting is not only felt in the corporate sector. Many More >Is there such a thing as a low cost offshore merchant account?
3Question : Is there such a thing as a low cost offshore merchant account? have read about that offshore merchant accounts have absurd rates, is that a true? offshore merchant account
Best answer:
Answer by Rose Amy friend works for an offshore “market maker” company im sure if anyone knows its him! I can ask him for you if you want or i can put you in contact with him.
Is Debt Consolidation a good thing for my credit score or will it damage it ?
4Question : Is Debt Consolidation a good thing for my credit score or will it damage it ? Being a recent grad and not in my prefered area of employment is rough, as it is for many recent grads. My dilemma is my finances. My poor financial decisions (i.e. CREDIT CARD DEBT) in college has caught up with me and it is racking my brain. I have considered debt consolidation because of the seemingly positive benefits of reducing my payments and paying just one bill…BUT is it too good to be true? It seems that there are quite a few debt consolidation businesses popping up and that is cause enough to More >
Is Gerber Life Insurance for a child a good thing?
4Question : Is Gerber Life Insurance for a child a good thing? What is the point in buying a baby life insurance. Isn’t it better to invest the money for the child and let them have access to it whenever you think the child is ready? child life insurance
Best answer:
Answer by TyHyes, life insurance is always a bad idea for dependents. it’s practically a scam. save the money, send the kid to school.
When you do a credit card balance transfer, what is the best thing to do with the 0 balance cards?
1Question : When you do a credit card balance transfer, what is the best thing to do with the 0 balance cards? Should you close the cards or keep them open? balance transfer credit cards
Best answer:
Answer by generation7keep them-closing them affects your credit score.
fyi-i had one that i hadn’t used in about 2 years,& they closed it due to inactivity.so maybe use it a few times a year for $ 10 & then pay it off.
Is there such thing as long-term care insurance policies?
2Question : Is there such thing as long-term care insurance policies? Last year I took out a life insurance policy on myself so that if something happens to me my mother would have a decent amount of money to live on and not have to worry. She can’t work because of medical conditions and only receives SSI. Whenever she gets to the point that I can no longer care for her, the options won’t be very good for where she can go and what kind of care she can receive. I was wondering if there is such a thing as a long-term care policy (kind of like life insurance) that I can purchase on her More >